Within the International Office, we have a great deal of experience of working with International Students and as such we understand how much of an investment it is to study in the UK. We are also aware that at first it can be difficult to manage your finances accordingly when moving to a different country. We therefore want to ensure that you have the most detailed and accurate information regarding all the costs which you may encounter during your time in Cardiff.
You should ensure that you have enough money to pay for your fees and your living expenses for the whole of your course at Cardiff Metropolitan University. Any earnings from part time work should be seen as additional spending money and should not be factored into your budget for course fees or accommodation fees.
Please also bear in mind that you will be unable to obtain any money from the University or any other UK organisations once you arrive. UK visa authorities in most countries will ask to see proof that you have the necessary finances to cover food and living expenses before you can be granted a visa.
Like all other UK universities, all academic and accommodation fees must be paid in full to the University whilst you are studying with us. If you do not do this you will be unable to graduate from your course or gain a certificate for your studies. However it is possible to pay your fees in two instalments if you are not able to pay them in full when you begin your course.
We believe all students deserve the opportunity to enhance their career prospects, irrespective of their financial situation. That's why we offer a range of undergraduate and postgraduate scholarships and studentships to support our International students.
1. How can I make my advanced fee payment (deposit) before arriving in UK?
International students can pay their fees using the Cardiff Metropolitan University's bank transfer platform powered by our partner Western Union Business Solutions. This is the preferred method of payment of Cardiff Metropolitan University for international students.
This service is available to all international students and allows you, your parents and sponsors to pay your fees in your local currency and from your home bank account without worrying about exchange rates or bank charges.
You will have peace of mind that your payment will arrive quickly and in full to the university.
The process is quick and easy; Simply enter your student ID and contact details, the amount you want to pay, your chosen currency and you will be supplied a quote for the amount in your local currency. This quotation is guaranteed for 72 hours during which time you should instruct your bank to transfer funds (online, at branch or via phone) to Western Union Business Solutions who then will forward the sterling payment to Cardiff Metropolitan University.
Benefits for you:
No transaction charges from Western Union Business Solutions or Cardiff Metropolitan University
Rate quoted is held for 72 hours which gives you time to make the payment to your bank; online, at branch or via phone
Favourable exchange rates compared to most banks
Reduced bank fees because transfer is initiated locally
Full payment amount received by Cardiff Metropolitan University
Available in 8 languages; English, French, Mandarin, Cantonese, Spanish, Hindi, Indonesian and Korean
To make your payment click below
For more information, download the user guide in English or Chinese or watch the short video:
For Students from China
You can pay in one of the following ways:
Alipay / Tenpay / Credit/Debit card UnionPay / CNY Bank transfer
Using Geoswift, Students, parents and sponsors can pay fees using Alipay, Tenpay, their credit/debit card UnionPay and bank transfer.
Using GlobalPay for Students, enter amount in pounds to pay to your institution.
Select Geoswift option.
Choose your payment method.
Western Union Business Solutions receives funds, converts them into pounds, and delivers them to your institution directly—in full and tagged with your identifying information.
Make a payment using web payment via the link below, this payment will be made directly into Cardiff Metropolitan University bank account.
CLICK TO MAKE ONLINE PAYMENT
Full instructions on how to make a web payment can be found here.
Money Order / Banker's Draft / Demand Draft
Make a Money Order / Banker's Draft / Demand Draft for £3,000.00 payable to 'Cardiff Metropolitan University'. Please make sure that your name, date of birth and Cardiff Met reference number is clearly written on the back.
The Money Order/ Banker's Draft can be sent to us in one of two ways:
By handing the payment to an authorised Cardiff Metropolitan University agent (all authorised agents possess a Certificate of Representation which should be shown on request)
By sending the Banker's Draft by registered post / reputable courier to Teresa Kedward, Cardiff Metropolitan University, International Office, 200 Western Avenue, Cardiff, United Kingdom CF5 2YB
2. How will I know if the University has received my payment?
Once you have completed the bank transfer you will need to forward the following information to the International Office by email -
Your full name
Your date of birth
The exact amount of the transfer in GBP
The date of the transfer
The name given as a reference
The name of the bank from which the transfer was made
Your passport number
Your address in country of permanent residence
Your Cardiff Metropolitan University reference number
Upon receipt of your payment and acceptance form, Cardiff Metropolitan University will send a confirmation email to the email address that you provide. A letter confirming receipt of your payment and acceptance onto your course will also be sent to you or your agent. Please note that this letter will act as a formal receipt for your payment and should be used to apply for your student visa.
3. Can I pay my course fees in instalments?
Yes! You may have already paid an advanced fee/deposit of £3,000 and on arrival, you will have two choices of how you can pay the remaining balance of fees. You can either pay the full balance during the enrolment period where no additional charges will be incurred or alternatively, you can pay the balance of 60% of your total course fee at enrolment, and the remaining 40% as follows:
(60% at enrolment)
Final instalment due|
(40% remaining fee plus 5% admin charge)
| February|| June|
| July|| November|
| September|| January|
Please note: By opting for the instalment method, you will
incur a 5% administration fee on the second instalment and you must ensure you meet the payment deadlines. For more information about the University's finance policies please see the
Finance Regulations webpage.
4. Is it possible to receive a refund if I experience a problem?
Yes, this is possible in the event of one of the following situations:
In the event of an international student not being able to enrol at Cardiff Metropolitan University we will refund or return the full payment providing that one of the following conditions are met:-
The student has been declined a Tier 4 student visa and has provided Cardiff Metropolitan University with a copy of the official visa rejection letter. The International Office will give due consideration to the nature of the refusal.
If the visa is refused due to fraud – no refund will be given and the student will be prohibited from studying at Cardiff Metropolitan University in the future.
Ill health resulting in the inability to travel. A signed letter from a doctor on headed paper supporting this will need to be provided.
The student has changed their study plans and has not been issued with a certificate of Acceptance for Study (CAS). Or A CAS has been assigned but not used.
An international incident or epidemic prevents the student from travelling.
Student’s visa application has been rejected before they enrol at Cardiff Metropolitan University. If the refusal is based on non-genuine grounds, following a credibility interview with the UKVI. You must provide evidence that you have applied for administrative review, before a refund will be processed.
In addition to the above, there are some additional scenarios where students can request a partial refund of the fees paid if they enrol on the course but subsequently need to withdraw. Eligibility for a refund will be assessed on a case by case basis and the date of withdrawal from your course will also be a contributing factor to the final decision made about whether a refund is approved or not. For further enquiries about refunds, please email
email@example.com. For full terms and conditions please
5. How much money should I bring with me to the UK?
It is essential that you have enough funds to pay for your fees and your living expenses for the whole of your course at Cardiff Met. The cost of living in Cardiff is not as expensive as living in many other large cities in Britain. UKVI advise that students should budget £1015 per month to cover their living expenses whilst studying in the UK.
6. How should I bring my money to the UK?
When considering how to bring your money to the UK, it is important that you take security into consideration. It is not advisable to carry large amounts of cash. You should ensure that you bring enough cash to pay for any incidentals until you are able to open a bank account or are able to access your funds. An example of incidentals you may need to purchase are; food, taxi fares, bus fares, accommodation and a calling card to call home
We recommend that larger amounts of money should be carried in a secure form such as sterling travellers cheques.
7. What if I cannot pay my fees during my course?
It is important that you arrange your finances before you arrive in the UK to ensure that you are able to make payments on time. Late payments will incur an additional administration charge on top of your tuition fees. As with other UK universities, Cardiff Met has a regulation that all academic fees and accommodation fees must be paid in full whilst you are studying at the University or else you will not be permitted to graduate from your course and gain a certificate for your academic achievements.
If you do not pay your fees on time, you will receive letters from the Finance Office and may be prevented from continuing with your studies or re-enrolling onto the next phase of your course until your fees are paid. If you find yourself in a situation where you are unable to pay your fees, you may be advised to suspend or defer your studies until you are in a position to clear all outstanding debts to the University. Please note, any change to a Tier 4 student’s status at the university must be reported to UK Visas and Immigration, which may consequently result in a curtailment/cancellation of their visa. For further advice about fees and related immigration matters, please see the 'University Debtor Policy' in the Related Links section or contact the International Student Support Team at
8. Can I work during my studies?
The answer to this is normally yes, however it will depend on the type of visa you are granted. Any earnings from part time work should be seen as additional spending money and should not be factored into your budget for course fees or accommodation fees.
For more information about working please