US Private Student Loans

Students who are unable to take out US Federal loans, or who do not meet the criteria for a US Federal loan, can borrow from private lenders in the US.

We advise that if you are eligible for US Federal Loans, you investigate these fully before applying for a US private student loan, as US federal loans are often cheaper and most American students are eligible for them. Please refer to our US Federal Loans section for further information.

Please note that US private student loans do not enable you to borrow more funds than US federal loans. The total borrowing for any combination of loans cannot exceed the total of the standardised Cardiff Metropolitan University Cost of Attendance for your chosen programme at the University.

Please be aware that Sallie Mae is the only lender we are currently aware of that is willing to lend to students at a Foreign School. However, Cardiff Metropolitan University does not currently have a working relationship with Sallie Mae. Sallie Mae is not a preferred lender and this does not represent a preferred lender arrangement.