Dr Asif Zaman

Department: Accounting, Economics and Finance

Office/Location: 02.45, Ogmore Building, Cardiff School of Management, Llandaff Campus

Telephone: +44(0)29 2941 6374

Email: azaman@cardiffmet.ac.uk​

Staff Overview

Dr Asif Zaman (Principal Lecturer) is the current Head of the Department of the Accounting Economics and Finance department.

He holds an M.B.A. from the University of Wales, Institute Cardiff (UWIC), and a PhD in Islamic Banking and Finance from Cardiff Metropolitan University.

Dr Asif Zaman has the following professional body associations:

  • Fellow of the Higher Education Authority (FHEA)
  • FHEA since (2011)
  • Academic Fellow of The Association of International Accountants FAIA(ACAD) since April 2015

CMBE (Certified Management and Business Educator) By CABS (Chartered Association of Business Schools) since March 2020

Chartered Institute of Management Accountants (CIMA) (CIMA - Candidate), Since 2017

His expertise lies in Islamic Banking and Finance, Corporate Finance and Accounting and sustainable finance.

Before joining Cardiff Metropolitan University in 2010, he worked for several years in the United Arab Emirates (U.A.E.). He joined as a director of human resources and, after a year, switched his role to a full-time academic teaching faculty within the Business and Management department.


Over the past 12 years, Dr Asif Zaman had the opportunity to develop and deliver the module from U.G. to P.G. level (Level 4 to level 7), where student-centred learning was the focus of my delivery.

Since 2013, his teaching and programme management commitments have always been on the master's programme (M.B.A. and MSc). He has led modules ranging from, Accounting for Decision Makers, Capital Markets and Derivatives, Financial Management, Strategic Management.

In 2014, he developed modules for the MSc / M.B.A. Islamic Finance pathway. The pathway has been led by him since 2014 and has gained international recognitions where his students have had the opportunity to secure employment through his extensive industry network.

Over the years, he has also developed Islamic finance modules for L5 (Accounting in Islamic Finance) and L6 (Islamic Capital Markets), which have proven to be very popular among the U.G. students.

Dr Asif Zaman has over 20 years of extensive business management experience in diversified industries. His entrepreneurial expertise ranges from sales, retail, project management to the property development sector. Before entering the world of academia, he successfully managed many small and medium-sized enterprises within the U.K. and internationally.

Dr Asif Zaman regularly review books for publishers like Cengage Learning, Kogan Page and Palgrave.

In 2004, after completing his M.B.A. at the University of Wales, Institute Cardiff (UWIC), he worked with industry professionals in the financial sector for commercial and private lending and successfully ran his own financial consultancy company.

Dr Asif Zaman's international and industry experience is an advantage when lecturing/mentoring Cardiff Metropolitan University's international, diverse portfolio of students both at home and T.N.E. (transnational education) partnerships abroad.


He has successfully delivered research method/research skills modules on both U.G. and P.G. levels. To date, I have successfully supervised over 200 UG / PG dissertations in the area of Strategy, Marketing, International Business and various Finance and Accounting disciplines.

Dr Asif Zaman's scholarly interest ranges from social sciences, women entrepreneurship, project management to banking and finance / Islamic finance, particularly Sharia-compliant Islamic finance cross-border practices and Fintech in finance.

The field of banking and finance has been the focus of his scholarly, pedagogic, and entrepreneurial focus over the past decade.

Other research interest includes U.N. Sustainable development goals.

Circular Economy and Biomimicry

Key Publications

Amzad Hossain, Asif Zaman (2009). Factors Influencing Women Business Development in The Developing Countries: Evidence from Bangladesh. The International Journal of Organisational analysis U.K. Vol. 17 No.3

Amzad Hossain, Rafiqul Islam Asif Zaman (2009). Differences Between Public andPrivate University Women Graduates in Development of Small Enterprises: Evidence From An Emerging Economy. The Journal of Applied Business and Economics, U.S.A. Vol. 9 No.3

Asif Zaman, (2017). Islamic Finance Education: A Road to Economic Prosperity & Sustainability (Cover Story). The Learning Curve 2017: 16-17. Web. 13 May 2017(The Learning Curve Education Magazine https://www.thechopras.com/discover/media-centre/our-publication.html)

Asif Zaman, (2017). The Institution of HISBA And Shari'A Assurance. ISFIRE: 2017:10-13 Print June 2017 (ISFIRE London- Islamic Finance Review http://isfire.net/)

Asif Zaman, Faizal Manjoo, (2021) LIBOR Book Chapter – Implication of the Regulatory shift from LIBOR to SONIA Benchmark for British Islamic Banks. Routledge Publication Group, U.K.

Shahriar, M.S., Zaman, A., Chukwue, G.K. and Saboor, A., (2021). (Business Development of a Hypothetical Organisation in an International Market: A Focus on Cross-cultural Entrepreneurial Leadership. Turkish Online Journal of Qualitative Inquiry (TOJQI) Volume 12, Issue 7, July 2021: 10542 - 10555

Other Projects and activities

External Examiner Roles:

Coventry University (2019- To date)
External Examiner (Undergraduate / Post-Graduate - Business and Management Programmes- Egypt)

Plymouth University - (GSM London) - England (U.K.) – (2016 – 2019)
External Examiner (Undergraduate / Post-Graduate - Business and Management Programmes)

University of Bedfordshire - (2018 – To date)
External Examiner (Undergraduate / Post-Graduate - Accounting, Business and Management Programmes)

Staffordshire University - England (U.K.)- (2014 - 2017)
External Examiner (Undergraduate / Post-Graduate – Business, Management, Accounting and Finance Programmes) for their partner institute in Kuala Lumpur, Malaysia.

External Links

  • Gateway Global L.L.P. (2019)
  • Chartered Institute of Management Accountants (CIMA) (CIMA - Candidate), Since 2017
  • Academic Fellow of The Association of International Accountants FAIA(ACAD) April 2015
  • Chartered Institute of Securities & Investment (CISI) the U.K. since October 2013
  • (AAOIFI) Auditing and Auditing Organisation for Islamic Finance Institution (AAOIFI) Bahrain since February 2013
  • Fellow of the Higher Education Academy, U.K. (2011)
  • Charter Financial Institute (CFA-Candidate) the U.S.A. since January 2011
  • Project Management Institute (PMI) U.S.A. since 2007
  • British Computer Association (B.C.A.) U.K. since 2003
  • British Airline Pilots Association (BALPA) U.K. since 1998
  • Civil Aviation Authority (C.A.A.) U.K. since 1997